When someone is unable to work, the Canadian pension plan (CPP) offers them disability benefits. There are some rules and laws regarding disability benefits in Alberta.
A person needs to fulfill all the requirements and laws to be eligible for disability benefits in Canada. But if you can work, the disability benefit is not for you.
In this writing, you will know about disability benefits in Alberta and every nitty-gritty about it. So keep reading.
What Does it Mean by Disability Benefits?
There is no exact dictionary definition for disability benefits. But in simple words, when someone cannot work due to a long-term disability or chronic disease, the Canadian pension plan benefits them.
These benefits include both financial and health benefits. When you constantly need to pay a good amount of money for your treatment, the Canadian pension plan (CPP) provides you with some financial facilities to pay your hospital bill.
What is the Amount of Disability Benefits of Canada?
The amount of disability benefits in Canada depends on several factors. Such as your body condition, the seriousness of your disability, the lifestyle, and so on.
Usually, the average amount for disability benefits in Canada is $1000. But this amount can rise to $1500 depending on your condition.
On the other hand, the Canadian pension plan also offers post-retirement disability benefits. The average disability benefit is more or less $500-$600. But this amount can also go higher significantly.
The average amount for child benefits in Canada is $250-$300.
How Much Money Would You Get for the long-term Disability?
The seriousness of your disability will determine the amount. When the disability is severe and requires long-term treatment, you can get more or less $60%-70% of your total income.
Every case and situation is quite different than others. That is why this percentage is not steady, and it can be increased or decreased depending on an individual case. Moreover, some disability plans also provide long-term benefits even if your health condition is better than before.
Are You Eligible for Disability Benefits in Alberta?
The first and foremost eligibility requirement for getting disability benefits in Alberta is to be at least 18 years old. And you must be a citizen of Canada or a permanent resident. If you are more than 18 years old and a Canadian citizen, you will be eligible for disability benefits.
After that, you may wonder about the social security disability benefits requirement. To get the social security disability benefits, you need to work in any company covered by Canadian social security.
After that, if your medical condition meets the criteria of Social Security’s definition of disability, you will be eligible for the social security disability benefits. Some common medical conditions will qualify you for disability benefits in Canada.
They are given in the following:
- Osteoarthritis, foot disorder or slowed walking
- Disorder in Digestion, Prostate
- Issues in upper body mobility
- Disturbance in breathing or any other breathing issues.
- Cognitive disorder or hearing issues and so on.
What Medical Conditions will Automatically Qualify You for Disability Benefits?
Apart from the above-mentioned medical conditions, some other medical conditions will automatically qualify you for the disability benefits. The most common one is when someone has had any mental or physical disability for a long time.
And for that disability, you cannot work anymore, or you had to stop working for that disability. In that case, those medical conditions will automatically qualify you for disability benefits in Canada. In some cases, if that medical condition causes death, the disability benefits will be continued again.
How Long will You Get the Disability Benefits in Canada?
When you start receiving disability benefits from the Canadian pension plan, you may wonder how long you will get the disability benefits? In Canada, you can usually collect your disability benefits for up to 52 weeks. Depending on individual circumstances, this time can be increased or decreased.
In the recent year of 2021, The social security administration of Canada has increased the social security benefits to 1.3%. As a result, the amount of disability benefits increased compared to previous years. The average amount of disability benefits in Canada can go around $3,000 to $4,000.
What are the Common Types of Physical Disabilities?
As stated earlier, some common medical conditions will automatically qualify you for disability benefits. Likewise, some common types of physical disabilities affect people.
Let us list some of them for you.
- Heart diseases
- Disorder in the respiratory system
- Blindness or low vision
- Deaf person
- Any sort of mental disorder
- Locomotor disability
- Intellectual Disability and so on.
Read More: Most Common Traumatic Brain Injury
Is It Hard to Get the Disability Benefits?
Whether you will be entitled to the disability benefits will depend on your situation and case. So, there is no way to say whether you will get the disability benefits or not. But usually, in the initial evaluation, 70% of applications get denied by the social security of Canada.
When you apply for disability benefits, you need to be very careful and focus on several important factors. Before applying, try to meet and fulfill all the criteria and requirements first. Then you will have the proper documentation, the chances of getting denied are very low.
The disability benefits plans are for people who are unable to work. And the amount of the disability benefits plan will depend on the individual’s situation. Then again, you need to collect all the necessary documents and paperwork before applying for the disability benefits.
If you do not follow the correct procedures for getting the disability benefits, the authority can deny your application. Hopefully, this writing helped you understand the basics of the disability benefits in Alberta.
Frequently Asked Questions:
How much do you get for disability in Alberta?
The amount of money for the disability benefits will be determined by an individual’s circumstances. There are no exact amount of disability benefits. The average amount for disability benefits can go from $3,000 to $4,000.
How do you qualify for disability in Alberta?
Several medical conditions will automatically qualify you for disability benefits in Alberta. But you will get the disability benefits only when you cannot work because of those medical conditions.
How much does long-term disability pay in Alberta?
When you have any long-term physical disability, there is a chance to get the maximum amount of disability benefits. Usually, the benefits can go 60%-70% of your total income.
What conditions qualify for disability in Canada?
When you are suffering from any severe medical condition, that will qualify you for the disability benefits in Canada. It may include mental illness, vision issues, memory problems, and many more.